{
  "api_key": "<your_api_key>",
  "transaction_request": {
    "id": "checkout_smoke_0001",
    "amount": "25.00",
    "currency": "TTD",
    "description": "checkout example request",
    "fees": {
      "pays_fees": 1,
      "payer_covers": 100
    },
    "fraud_check": 0,
    "payees": [
      {
        "mobile_number": "+1XXXXXXXXXX",
        "amount": "25.00",
        "delay_days": 0
      }
    ],
    "payers": [
      {
        "mobile_number": "+1XXXXXXXXXX",
        "first_name": "First",
        "last_name": "Last",
        "email": "member@example.test",
        "payment_channel": "direct_pos",
        "payment_method": "wallet",
        "amount": "25.00"
      }
    ]
  }
}